SBI Clerk 2026: Exam Date, Syllabus, Eligibility & Free Mocks

The complete SBI Junior Associate 2026 guide — Prelims and Mains pattern with sectional timing, the local language requirement, full syllabus, salary, and free pattern-accurate mock tests.

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Conducting Body:State Bank of India
Exam Level:National
Stages:Prelims + Mains + Language Test
Mode:Online (Objective)
Post:Junior Associate (Customer Support & Sales)
Final Merit:100% Mains score
Frequency:Once a year
Conducting Body:State Bank of India
Exam Level:National
Stages:Prelims + Mains + Language Test
Mode:Online (Objective)
Post:Junior Associate (Customer Support & Sales)
Final Merit:100% Mains score
Frequency:Once a year
Conducting Body:State Bank of India
Exam Level:National
Stages:Prelims + Mains + Language Test
Mode:Online (Objective)
Post:Junior Associate (Customer Support & Sales)
Final Merit:100% Mains score
Frequency:Once a year

SBI Clerk 2026 Overview

Key recruitment figures for the 2026 cycle.

Notification Awaited

Registration Date

Nov – Dec 2026 (expected)

Prelims Exam Date

Feb – Mar 2027 (expected)

Basic Pay

₹24,050 / month

Selection Stages

Prelims + Mains (no interview)

Eligibility

Graduation in any discipline

Age Limit

20 – 28 years

Latest UpdateAugust 2026

SBI Clerk latest update

The SBI Clerk 2026 notification has not yet been released. SBI conducts its Junior Associate recruitment independently of IBPS, and the local language test is a mandatory requirement rather than an optional check — candidates who cannot demonstrate proficiency in the state language are not appointed.

SBI Clerk 2026 Exam Highlights

SBI Clerk 2026 exam highlights — conducting body, stages, mode and language
Exam NameState Bank of India Junior Associate (Customer Support & Sales) Recruitment
Conducting BodyState Bank of India
Exam LevelNational
StagesPrelims + Mains + Language Test
ModeOnline (Objective)
PostJunior Associate (Customer Support & Sales)
Final Merit100% Mains score
FrequencyOnce a year
Official Websitesbi.co.in/web/careers

What is SBI Clerk?

SBI Clerk, formally the Junior Associate (Customer Support & Sales) recruitment, is conducted independently by the State Bank of India to fill clerical positions across its branch network. A Junior Associate handles customer service at the counter, cash and clearing operations, account maintenance, and cross-selling of the bank’s products.

The recruitment is separate from the IBPS Common Recruitment Process — SBI runs its own notification, examination and merit list. Selection runs through a Preliminary Examination which is qualifying, a Main Examination which determines the merit, and a mandatory test of proficiency in the local language of the circle applied for.

Full Form of SBI Clerk

The full designation of the SBI Clerk post is Junior Associate (Customer Support & Sales). "Customer Support & Sales" reflects the dual nature of the role, which combines counter service with responsibility for selling the bank’s deposit, loan and insurance products.

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SBI Clerk 2026 Notification and Important Dates

SBI Clerk 2026 important dates — notification, application, admit card and exam
EventExpected Date
SBI Clerk 2026 Notification ReleaseNovember 2026
Online Application Start DateNovember 2026
Online Application Last DateDecember 2026
Prelims Admit Card ReleaseFebruary 2027
SBI Clerk Prelims ExamFebruary – March 2027
Prelims Result DeclarationMarch 2027
SBI Clerk Mains ExamApril 2027
Mains Result & Language TestMay – June 2027
Final Result and AllotmentJune – July 2027

Expected schedule for the 2026 cycle, based on SBI’s usual recruitment calendar.sbi.co.in — Careers

SBI Clerk 2026 Vacancy

The most recent SBI Clerk cycle carried approximately Notified per cycle vacancies.

SBI Clerk vacancy breakdown by post
PostVacancies
Junior Associate (Customer Support & Sales)Published state-wise and circle-wise

SBI Clerk vacancies are published state-wise and circle-wise, and candidates apply to a single state. The relevant figure is the vacancy count for your chosen state, and competition varies considerably between circles. Confirm current numbers in the official notification.

Vacancies announced in the most recent SBI Junior Associate notification.sbi.co.in — Official Notification

SBI Clerk 2026 Eligibility Criteria

To apply for SBI Clerk 2026 a candidate must hold a bachelor’s degree in any discipline from a recognised university, be between 20 and 28 years of age as on the cut-off date, and be proficient in the official language of the state applied for.

Educational Qualification

A degree in any discipline from a recognised university, or an equivalent qualification recognised as such by the Central Government.

  • Candidates in the final year of graduation may apply provisionally, but must produce proof of passing on or before the date specified in the notification.
  • Knowledge of computer operations is a mandatory requirement.
  • Proficiency in the specified local language of the state applied for is compulsory — candidates must be able to read, write, speak and understand it.

Age Limit

The age limit for SBI Clerk is 20 to 28 years. Age is reckoned as on the cut-off date specified in the official notification. Verify the exact date each cycle.

SBI Clerk age relaxation by category
CategoryAge Relaxation
Scheduled Caste / Scheduled Tribe (SC/ST)5 years
Other Backward Classes (OBC — Non-Creamy Layer)3 years
Persons with Benchmark Disabilities (PwBD) — General10 years
Persons with Benchmark Disabilities (PwBD) — OBC13 years
Persons with Benchmark Disabilities (PwBD) — SC/ST15 years
Ex-ServicemenService rendered plus 3 years
Widows / divorced women, not remarried7 years (subject to maximum age limits)

Nationality

  • A citizen of India, or
  • A subject of Nepal or Bhutan, or
  • A Tibetan refugee who came to India before 1 January 1962 with the intention of permanently settling in India, or
  • A person of Indian origin who has migrated from Pakistan, Burma, Sri Lanka, East African countries, Vietnam or Ethiopia with the intention of permanently settling in India.

SBI Clerk 2026 Exam Pattern

SBI Clerk runs in two stages — a 100-mark Prelims with 20-minute sectional timing which is qualifying only, and a 200-mark Mains across four sectionally timed sections in 2 hours 40 minutes which alone determines the merit. Both deduct 0.25 marks per wrong answer.

Preliminary Examination

The Prelims has 100 questions worth 100 marks in a total of 60 minutes, with a separate 20-minute limit for each of the three sections and 0.25 marks deducted per wrong answer.

Mode
Online (Objective, Multiple Choice)
Duration
60 minutes
Negative marking
0.25 marks deducted per wrong answer
Preliminary Examination — section-wise questions, marks and duration
SectionQuestionsMarksDuration
English Language303020 minutes
Numerical Ability353520 minutes
Reasoning Ability353520 minutes
Total10010060 minutes
  • Sectional timing of 20 minutes is strictly enforced.
  • The Prelims is qualifying only; its marks do not count towards the final merit.
  • Candidates are shortlisted for the Mains state-wise and category-wise.

Main Examination

The Mains has 190 questions worth 200 marks across four sectionally timed sections in 2 hours 40 minutes, and this score alone determines the final merit as there is no interview.

Mode
Online (Objective, Multiple Choice)
Duration
2 hours 40 minutes
Negative marking
0.25 marks deducted per wrong answer
Main Examination — section-wise questions, marks and duration
SectionQuestionsMarksDuration
General / Financial Awareness505035 minutes
General English404035 minutes
Quantitative Aptitude505045 minutes
Reasoning Ability & Computer Aptitude506045 minutes
Total1902002 hours 40 minutes
  • Each section is separately timed; you cannot move freely between sections.
  • Reasoning Ability & Computer Aptitude carries 60 marks from 50 questions.
  • There is no interview stage; the Mains score is the final merit.

Local Language Test

Candidates who did not study the specified local language at Class 10 or Class 12 must clear a test of proficiency in reading, writing, speaking and understanding it before appointment.

Mode
Qualifying test of the state language
Duration
As scheduled
Negative marking
Not applicable
Local Language Test — section-wise questions, marks and duration
SectionQuestionsMarks
Proficiency in the official language of the state applied forQualifyingQualifying
TotalQualifying
  • Candidates who produce a Class 10 or Class 12 mark sheet showing the local language as a studied subject are exempt.
  • Failing the language test results in non-appointment regardless of the Mains score.

SBI Clerk Selection Process

  1. 1Online registration on the SBI careers portal, selecting a single state.
  2. 2Preliminary Examination — qualifying only, used to shortlist for the Mains.
  3. 3Main Examination — determines the final merit in full.
  4. 4Local language proficiency test for candidates not exempt on the basis of school records.
  5. 5Document verification and medical examination.
  6. 6Final allotment of circle and branch.

SBI Clerk 2026 Syllabus

The SBI Clerk syllabus covers Quantitative Aptitude, Reasoning Ability with Computer Aptitude, English Language, and General and Financial Awareness, with the Mains adding banking and financial awareness depth not present in the Prelims.

Quantitative Aptitude

  • Simplification and Approximation
  • Number Series — missing and wrong term
  • Data Interpretation — tables, bar, line, pie
  • Percentage, Profit and Loss
  • Ratio and Proportion, Averages
  • Simple and Compound Interest

Reasoning & Computer Aptitude

  • Puzzles — floor, box, month, category based
  • Seating Arrangement — linear and circular
  • Syllogism and Inequality
  • Blood Relations and Direction Sense
  • Coding-Decoding
  • Order and Ranking

English Language

  • Reading Comprehension
  • Cloze Test
  • Para Jumbles
  • Error Spotting and Sentence Correction
  • Fill in the Blanks
  • Sentence Improvement

General & Financial Awareness

  • Banking Awareness — RBI, monetary policy, instruments
  • Current Affairs — last 6 months
  • Indian Economy and Union Budget
  • Financial and Banking Abbreviations
  • Government Schemes and Financial Inclusion
  • Static GK — capitals, currencies, headquarters

SBI Clerk Posts and Salary Structure

An SBI Junior Associate starts with a basic pay of approximately ₹24,050 following the latest bipartite wage revision, giving an approximate gross salary of ₹36,000 to ₹42,000 per month depending on city classification, which is typically slightly higher than comparable IBPS clerical posts.

SBI Clerk post-wise pay level, pay scale and approximate in-hand salary
PostPay LevelPay ScaleIn-Hand
Junior Associate (Customer Support & Sales)Clerical Cadre — State Bank of IndiaClerical Cadre₹24,050 basic (starting)₹31,000 – ₹36,000 approx.
Senior Associate (on promotion)Senior clerical gradeClerical Cadre — higher gradeIncremental within clerical scale₹38,000 – ₹44,000 approx.
Trainee Officer / Probationary Officer (internal promotion)Junior Management Grade Scale IJMGS-IOfficer scale on promotion₹57,000 – ₹65,000 approx.

Allowances and Benefits

  • Dearness Allowance (DA) — revised quarterly
  • House Rent Allowance (HRA) or bank accommodation
  • Transport and Special Allowance
  • Newspaper, furniture and other reimbursements
  • Medical insurance covering the employee and family
  • Concessional staff loans for housing, vehicle and education
  • Pension under NPS and Leave Fare Concession

How to Prepare for SBI Clerk 2026

The decisive SBI Clerk strategy is to build accuracy under strict sectional timing and to confirm your local language position early, because the language test disqualifies otherwise-selected candidates at the final stage.

Sort out the local language requirement first

Proficiency in the state language is compulsory. If you studied it at Class 10 or 12 you are exempt on producing the mark sheet; if not, you must clear a test. Confirm your position before choosing a state.

Practise every mock under section locks

Both Prelims and Mains lock each section separately. Twenty minutes per Prelims section is tight, and untimed practice builds habits that fail on the day.

Prioritise accuracy over volume

With no interview to offset a weak paper and 0.25 negative marking, a high-accuracy moderate attempt usually outscores a high-volume careless one. Clerk cut-offs reward precision.

Make General and Financial Awareness routine

Fifty marks in 35 minutes, all direct recall — the highest marks-per-minute section in the Mains. Include SBI-specific awareness alongside general banking and current affairs.

Drill puzzles and seating arrangement daily

Reasoning with Computer Aptitude carries 60 marks from 50 questions, the best ratio in the paper. Puzzles dominate it and improve only through consistent daily volume.

Choose your state deliberately

Vacancies and cut-offs vary considerably between circles, and you may apply to only one state. Compare state-wise vacancy counts against typical applicant volumes before applying.

SBI Clerk 2026 — Frequently Asked Questions

The SBI Clerk 2026 Prelims is expected between February and March 2027 with the Mains in April 2027, and the notification expected around November 2026. SBI publishes exact dates on its careers portal, so treat these as expected rather than confirmed.

Official Sources

All exam details on this page should be verified against the Commission's official notification before you apply.

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