SBI Clerk 2026: Exam Date, Syllabus, Eligibility & Free Mocks
The complete SBI Junior Associate 2026 guide — Prelims and Mains pattern with sectional timing, the local language requirement, full syllabus, salary, and free pattern-accurate mock tests.
Full-Length Mock Tests
Practice 2026 pattern full-length SBI Clerk mocks. Track speed, accuracy and section-wise cut-offs.
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- Detailed performance scorecard
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SBI Clerk 2026 Overview
Key recruitment figures for the 2026 cycle.
Registration Date
Nov – Dec 2026 (expected)
Prelims Exam Date
Feb – Mar 2027 (expected)
Basic Pay
₹24,050 / month
Selection Stages
Prelims + Mains (no interview)
Eligibility
Graduation in any discipline
Age Limit
20 – 28 years
SBI Clerk latest update
The SBI Clerk 2026 notification has not yet been released. SBI conducts its Junior Associate recruitment independently of IBPS, and the local language test is a mandatory requirement rather than an optional check — candidates who cannot demonstrate proficiency in the state language are not appointed.
SBI Clerk 2026 Exam Highlights
| Exam Name | State Bank of India Junior Associate (Customer Support & Sales) Recruitment |
|---|---|
| Conducting Body | State Bank of India |
| Exam Level | National |
| Stages | Prelims + Mains + Language Test |
| Mode | Online (Objective) |
| Post | Junior Associate (Customer Support & Sales) |
| Final Merit | 100% Mains score |
| Frequency | Once a year |
| Official Website | sbi.co.in/web/careers |
On This Page
What is SBI Clerk?
SBI Clerk, formally the Junior Associate (Customer Support & Sales) recruitment, is conducted independently by the State Bank of India to fill clerical positions across its branch network. A Junior Associate handles customer service at the counter, cash and clearing operations, account maintenance, and cross-selling of the bank’s products.
The recruitment is separate from the IBPS Common Recruitment Process — SBI runs its own notification, examination and merit list. Selection runs through a Preliminary Examination which is qualifying, a Main Examination which determines the merit, and a mandatory test of proficiency in the local language of the circle applied for.
Full Form of SBI Clerk
The full designation of the SBI Clerk post is Junior Associate (Customer Support & Sales). "Customer Support & Sales" reflects the dual nature of the role, which combines counter service with responsibility for selling the bank’s deposit, loan and insurance products.
Why SBI Clerk is Popular Among Aspirants
SBI Clerk is popular because the State Bank of India is India’s largest bank, offering the widest branch network for posting choice, and because the recruitment has no interview stage.
SBI’s scale means more branches, more transfer options within a circle, and a stronger internal promotion pipeline than most participating banks in the IBPS process. The brand also carries weight in the wider job market.
As with IBPS Clerk, selection is decided by the Main Examination alone with no interview, which removes subjectivity from the process. The local language requirement, however, is enforced strictly and is a genuine filter rather than a formality.
- India’s largest bank with the widest branch network
- No interview stage — final merit is 100% Mains score
- Strong internal promotion route to officer cadre
- Full banking benefits including medical cover and staff loans
Free SBI Clerk Mock Tests
Attempt full-length SBI Clerk mocks built to the current 2026 pattern, with instant scorecards and an all-India percentile rank.
Take a Free Mock TestSBI Clerk 2026 Notification and Important Dates
| Event | Expected Date |
|---|---|
| SBI Clerk 2026 Notification Release | November 2026 |
| Online Application Start Date | November 2026 |
| Online Application Last Date | December 2026 |
| Prelims Admit Card Release | February 2027 |
| SBI Clerk Prelims Exam | February – March 2027 |
| Prelims Result Declaration | March 2027 |
| SBI Clerk Mains Exam | April 2027 |
| Mains Result & Language Test | May – June 2027 |
| Final Result and Allotment | June – July 2027 |
Expected schedule for the 2026 cycle, based on SBI’s usual recruitment calendar.sbi.co.in — Careers
SBI Clerk 2026 Vacancy
The most recent SBI Clerk cycle carried approximately Notified per cycle vacancies.
| Post | Vacancies |
|---|---|
| Junior Associate (Customer Support & Sales) | Published state-wise and circle-wise |
SBI Clerk vacancies are published state-wise and circle-wise, and candidates apply to a single state. The relevant figure is the vacancy count for your chosen state, and competition varies considerably between circles. Confirm current numbers in the official notification.
Vacancies announced in the most recent SBI Junior Associate notification.sbi.co.in — Official Notification
SBI Clerk 2026 Eligibility Criteria
To apply for SBI Clerk 2026 a candidate must hold a bachelor’s degree in any discipline from a recognised university, be between 20 and 28 years of age as on the cut-off date, and be proficient in the official language of the state applied for.
Educational Qualification
A degree in any discipline from a recognised university, or an equivalent qualification recognised as such by the Central Government.
- Candidates in the final year of graduation may apply provisionally, but must produce proof of passing on or before the date specified in the notification.
- Knowledge of computer operations is a mandatory requirement.
- Proficiency in the specified local language of the state applied for is compulsory — candidates must be able to read, write, speak and understand it.
Age Limit
The age limit for SBI Clerk is 20 to 28 years. Age is reckoned as on the cut-off date specified in the official notification. Verify the exact date each cycle.
| Category | Age Relaxation |
|---|---|
| Scheduled Caste / Scheduled Tribe (SC/ST) | 5 years |
| Other Backward Classes (OBC — Non-Creamy Layer) | 3 years |
| Persons with Benchmark Disabilities (PwBD) — General | 10 years |
| Persons with Benchmark Disabilities (PwBD) — OBC | 13 years |
| Persons with Benchmark Disabilities (PwBD) — SC/ST | 15 years |
| Ex-Servicemen | Service rendered plus 3 years |
| Widows / divorced women, not remarried | 7 years (subject to maximum age limits) |
Nationality
- A citizen of India, or
- A subject of Nepal or Bhutan, or
- A Tibetan refugee who came to India before 1 January 1962 with the intention of permanently settling in India, or
- A person of Indian origin who has migrated from Pakistan, Burma, Sri Lanka, East African countries, Vietnam or Ethiopia with the intention of permanently settling in India.
SBI Clerk 2026 Exam Pattern
SBI Clerk runs in two stages — a 100-mark Prelims with 20-minute sectional timing which is qualifying only, and a 200-mark Mains across four sectionally timed sections in 2 hours 40 minutes which alone determines the merit. Both deduct 0.25 marks per wrong answer.
Preliminary Examination
The Prelims has 100 questions worth 100 marks in a total of 60 minutes, with a separate 20-minute limit for each of the three sections and 0.25 marks deducted per wrong answer.
- Mode
- Online (Objective, Multiple Choice)
- Duration
- 60 minutes
- Negative marking
- 0.25 marks deducted per wrong answer
| Section | Questions | Marks | Duration |
|---|---|---|---|
| English Language | 30 | 30 | 20 minutes |
| Numerical Ability | 35 | 35 | 20 minutes |
| Reasoning Ability | 35 | 35 | 20 minutes |
| Total | 100 | 100 | 60 minutes |
- Sectional timing of 20 minutes is strictly enforced.
- The Prelims is qualifying only; its marks do not count towards the final merit.
- Candidates are shortlisted for the Mains state-wise and category-wise.
Main Examination
The Mains has 190 questions worth 200 marks across four sectionally timed sections in 2 hours 40 minutes, and this score alone determines the final merit as there is no interview.
- Mode
- Online (Objective, Multiple Choice)
- Duration
- 2 hours 40 minutes
- Negative marking
- 0.25 marks deducted per wrong answer
| Section | Questions | Marks | Duration |
|---|---|---|---|
| General / Financial Awareness | 50 | 50 | 35 minutes |
| General English | 40 | 40 | 35 minutes |
| Quantitative Aptitude | 50 | 50 | 45 minutes |
| Reasoning Ability & Computer Aptitude | 50 | 60 | 45 minutes |
| Total | 190 | 200 | 2 hours 40 minutes |
- Each section is separately timed; you cannot move freely between sections.
- Reasoning Ability & Computer Aptitude carries 60 marks from 50 questions.
- There is no interview stage; the Mains score is the final merit.
Local Language Test
Candidates who did not study the specified local language at Class 10 or Class 12 must clear a test of proficiency in reading, writing, speaking and understanding it before appointment.
- Mode
- Qualifying test of the state language
- Duration
- As scheduled
- Negative marking
- Not applicable
| Section | Questions | Marks |
|---|---|---|
| Proficiency in the official language of the state applied for | Qualifying | Qualifying |
| Total | — | Qualifying |
- Candidates who produce a Class 10 or Class 12 mark sheet showing the local language as a studied subject are exempt.
- Failing the language test results in non-appointment regardless of the Mains score.
SBI Clerk Selection Process
- 1Online registration on the SBI careers portal, selecting a single state.
- 2Preliminary Examination — qualifying only, used to shortlist for the Mains.
- 3Main Examination — determines the final merit in full.
- 4Local language proficiency test for candidates not exempt on the basis of school records.
- 5Document verification and medical examination.
- 6Final allotment of circle and branch.
SBI Clerk 2026 Syllabus
The SBI Clerk syllabus covers Quantitative Aptitude, Reasoning Ability with Computer Aptitude, English Language, and General and Financial Awareness, with the Mains adding banking and financial awareness depth not present in the Prelims.
Quantitative Aptitude
- Simplification and Approximation
- Number Series — missing and wrong term
- Data Interpretation — tables, bar, line, pie
- Percentage, Profit and Loss
- Ratio and Proportion, Averages
- Simple and Compound Interest
Reasoning & Computer Aptitude
- Puzzles — floor, box, month, category based
- Seating Arrangement — linear and circular
- Syllogism and Inequality
- Blood Relations and Direction Sense
- Coding-Decoding
- Order and Ranking
English Language
- Reading Comprehension
- Cloze Test
- Para Jumbles
- Error Spotting and Sentence Correction
- Fill in the Blanks
- Sentence Improvement
General & Financial Awareness
- Banking Awareness — RBI, monetary policy, instruments
- Current Affairs — last 6 months
- Indian Economy and Union Budget
- Financial and Banking Abbreviations
- Government Schemes and Financial Inclusion
- Static GK — capitals, currencies, headquarters
SBI Clerk Posts and Salary Structure
An SBI Junior Associate starts with a basic pay of approximately ₹24,050 following the latest bipartite wage revision, giving an approximate gross salary of ₹36,000 to ₹42,000 per month depending on city classification, which is typically slightly higher than comparable IBPS clerical posts.
| Post | Pay Level | Pay Scale | In-Hand |
|---|---|---|---|
| Junior Associate (Customer Support & Sales)Clerical Cadre — State Bank of India | Clerical Cadre | ₹24,050 basic (starting) | ₹31,000 – ₹36,000 approx. |
| Senior Associate (on promotion)Senior clerical grade | Clerical Cadre — higher grade | Incremental within clerical scale | ₹38,000 – ₹44,000 approx. |
| Trainee Officer / Probationary Officer (internal promotion)Junior Management Grade Scale I | JMGS-I | Officer scale on promotion | ₹57,000 – ₹65,000 approx. |
Allowances and Benefits
- Dearness Allowance (DA) — revised quarterly
- House Rent Allowance (HRA) or bank accommodation
- Transport and Special Allowance
- Newspaper, furniture and other reimbursements
- Medical insurance covering the employee and family
- Concessional staff loans for housing, vehicle and education
- Pension under NPS and Leave Fare Concession
How to Prepare for SBI Clerk 2026
The decisive SBI Clerk strategy is to build accuracy under strict sectional timing and to confirm your local language position early, because the language test disqualifies otherwise-selected candidates at the final stage.
Sort out the local language requirement first
Proficiency in the state language is compulsory. If you studied it at Class 10 or 12 you are exempt on producing the mark sheet; if not, you must clear a test. Confirm your position before choosing a state.
Practise every mock under section locks
Both Prelims and Mains lock each section separately. Twenty minutes per Prelims section is tight, and untimed practice builds habits that fail on the day.
Prioritise accuracy over volume
With no interview to offset a weak paper and 0.25 negative marking, a high-accuracy moderate attempt usually outscores a high-volume careless one. Clerk cut-offs reward precision.
Make General and Financial Awareness routine
Fifty marks in 35 minutes, all direct recall — the highest marks-per-minute section in the Mains. Include SBI-specific awareness alongside general banking and current affairs.
Drill puzzles and seating arrangement daily
Reasoning with Computer Aptitude carries 60 marks from 50 questions, the best ratio in the paper. Puzzles dominate it and improve only through consistent daily volume.
Choose your state deliberately
Vacancies and cut-offs vary considerably between circles, and you may apply to only one state. Compare state-wise vacancy counts against typical applicant volumes before applying.
SBI Clerk 2026 — Frequently Asked Questions
The SBI Clerk 2026 Prelims is expected between February and March 2027 with the Mains in April 2027, and the notification expected around November 2026. SBI publishes exact dates on its careers portal, so treat these as expected rather than confirmed.
Official Sources
All exam details on this page should be verified against the Commission's official notification before you apply.